With John at Coast Residential Funding - John Lofano, the loan approval process has never been as easy. I offer a variety of secure and convenient application options:
- Complete Secure 1003 Application
- Formal Loan Application
- Call me at (408) 688-0303
- I will gladly take your application over the phone and assist you with any questions you may have.
- Download Application
- Download this FREE application now and simply mail it, fax it, or bring it to the office.
- Documents needed
- If you already own any real estate, a copy of most recent mortgage statement, property tax bill and homeowners insurance statement for each property owned. Also a copy of the rental or lease agreement for any properties currently rented
- Pay check stubs for each applicant, reflecting a minimum of your most recent 30 days of income
- Pay check stubs reflecting any bonuses received over past two years
- Most recent two years W-2 forms
- Most recent two years of federal tax returns (1040’s) with all pages and schedules
- Bank statements for the most recent two months for all checking and savings accounts (all pages)
- Investment account statements for the most recent two months on all brokerage or investment accounts (all pages)
- Most recent statement for all IRA’s, 401k’s or other retirement savings
- If self-employed, year-to-date profit and loss statement
- Proof of Pension income, if applicable (original award letter)
- Proof of Social Security and Disability payments, if applicable (most recent annual award letter)
- If receiving alimony or child support, copy of the divorce decree and separation agreement (optional for you to disclose)
- If paying alimony or child support, copy of the divorce decree and separation agreement
- A copy of your driver’s license or legal photo ID
- If not a U.S. citizen, a copy of your Resident Alien card, and U.S. Work Visa (if applicable)
